Investment Opportunities in Finland

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Protection of Foreign Investment

Bilateral Investment Conventions Signed By Finland
Finland is a signatory to 56 conventions.
International Controversies Registered By UNCTAD
Finland has been involved in no case of disagreement concerning foreign investment. UNCTAD offers a database listing disagreements and the countries involved, complementary information about the evolution of settlement of international disputes concerning investment.
Organizations Offering Their Assistance in Case of Disagreement
Arbitration Institute , Central Chamber of Commerce of Finland
ICCWBO , International court of arbitration, International chamber of commerce
ICSID , International Center for settlement of Investment Disputes
Member of the Multilateral Investment Guarantee Agency

Country Comparison For the Protection of Investors

  Finland OECD United States Germany
Index of Transaction Transparency* 6.0 6.0 7.0 5.0
Index of Manager’s Responsibility** 4.0 5.2 9.0 5.0
Index of Shareholders’ Power*** 7.0 6.8 9.0 5.0
Index of Investor Protection**** 5.7 6.0 8.3 5.0

Source: Doing Business

Note: *The Greater the Index, the More Transparent the Conditions of Transactions. **The Greater the Index, the More the Manager is Personally Responsible. *** The Greater the Index, the Easier it Will Be For Shareholders to Take Legal Action. **** The Greater the Index, the Higher the Level of Investor Protection.

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Procedures Relative to Foreign Investment

Freedom of Establishment
Acquisition of Holdings
Obligation to Declare
Certain acquisitions of large Finnish companies may require follow-up clearance from the Ministry of Employment and the Economy in accordance with the act on the control of foreign acquisitions of Finnish companies. The purpose of the clearance is to protect essential national interests.
Competent Organization For the Declaration
Ministry of Employment and the Economy
Requests For Specific Authorizations
A non-EEA person or company operating in Finland must obtain a license or a notification when starting a business in the regulated forms of trade such as banking and insurance sector.
Find Investment Service Providers in Finland on

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Office Real Estate and Land Ownership

Possible Temporary Solutions
Business incubators in Finland, office rental.
The Possibility of Buying Land and Industrial and Commercial Buildings
Risk of Expropriation
Private property rights are well protected in Finland. Private property is only expropriated for public purposes (eminent domain), in a non-discriminatory manner and with reasonable compensation and in accordance with established principles of international law.

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Investment Aid

Forms of Aid
Foreign investors can benefit from financing aids such as long-term low-interest loans. See the Investment Promotion Agency website for more information.
Privileged Domains
Aid is aimed mainly at improving the long term competitiveness of small and medium-sized enterprises.
Privileged Geographical Zones
Organizations Which Finance
Business aid to companies is coordinated by Employment and Economic Development Centres (T&K Centers). Loans are guaranteed by the state-owned financing company Finnvera. Funding for challenging and innovative projects potentially leading to global success stories is provided by Finnish Funding Agency for Technology and Innovation (Tekes).

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Investment Opportunities

The Key Sectors of the National Economy
Telecommunications, computers and peripherals, computer software, environmental technologies, medical equipment, biotechnology, safety and security, travel and tourism services
High Potential Sectors
Best franchising opportunities lie in underdeveloped areas of B2B services (such as personnel, building repair/maintenance, training and IT) and consumer services (cleaning services, interior design, nursing, etc.). Telecommunications is a highly competitive sector but growing fast; e-commerce in telecommunications is expected to benefit. Finland also serves as an excellent gateway to the emerging computer software markets of Russia and the Baltic countries. The overall high level of public and private investment in biotechnology, infrastructure and technical know-how offer opportunities for foreign firms.
Privatization Programs
Finland has opened up electricity, gas, telecommunications postal and rail markets in recent years to meet EU requirements.
Tenders, Projects and Public Procurement
Tenders Info, Tenders in Finland
Ted - Tenders Electronic daily, Business opportunities in EU 27
DgMarket, Tenders Worldwide

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Sectors Where Investment Opportunities Are Fewer

Monopolistic Sectors
State-owned betting company Veikkaus currently has exclusive rights to market legal gambling services in Finland. The state has a monopoly on the retail of alcoholic beverages.
Sectors in Decline

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